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2013 Dodge Ram

Starting as low as $2999 Dn

2012 Ford Focus

Starting as low as $699 Dn

The Smart Choice Among Buy Here Pay Here Used Car Dealerships in Phoenix AZ

More Used Cars for Sale than Other Dealers in Phoenix, Arizona

Cactus Jack's, with 7 Buy Here Pay Here Used Car Dealerships in Phoenix  has over 600 Used Cars for sale in Phoenix to provide customers with poor credit or bad credit with a chance to drive away in a great used car thanks to our No Credit / Bad Credit Auto Loans!  We have used car Buy Here Pay Here dealerships in PhoenixMesaBell Road, SurpriseSky Harbor / Tempe, Glendale,  Avondale and Tucson,



With 7 Buy Here Pay Here Used Car Dealerships in Phoenix, Arizona


If you are looking for Used Cars for Sale in Phoenix, Cactus Jack's has more used cars for sale than any other of Used Car Dealers in Phoenix, Mesa, Scottsdale, Tempe, Chandler or Gilbert, see any of our  7 used car dealerships in the Phoenix and Tucson  Our friendly, knowledgeable and helpful staff will help you find the used car you need at an affordable price!



No Credit Auto Loans Buy Here Pay Here Car Lots in Phoenix


Bad Credit or No Credit?  We can deliver Buy Here Pay Here used car loans that let you drive away today while rebuilding your credit. "Hassle Free Car Loans" There is absolutely no feeling like an instant approval used car loan.  At Cactus Jacks car lots we offer “Buy Here Pay Here (BHPH)” auto financing, which means that we are the bank, so getting Phoenix AZ residents approved is as easy as you filling out our ‘15 second’ credit application approval process.

Are you looking for used cars for sale in Phoenix and find yourself asking "I need approved credit for a car," come to Cactus Jack's Auto as we are recognized as Arizona's Best Buy Here Pay Here Auto Loan dealers for those with Bad Credit or No Credit.


Our experience is simple, direct and works, based on thousands of happy customers. Applying online has never been easier! Visit our  Online Auto Application for instant approved auto loan options. Be sure to also visit our Online Auto Inventory page and explore the used vehicles available.

No Credit Auto Loans with as little as $500 Down on Used Cars for Sale in Phoenix, Az and Mesa, Arizona.

Cactus Jack’s Auto is a largest Buy Here Pay Here Auto Dealership in Phoenix and Mesa with more used cars for sale than other dealers in Phoenix. With some cars as low as $500 down for those with have poor credit, bad credit or no credit in Phoenix.  We'll get you into the car of your dreams!  Learn More About Our $500 Used Car Lots in Phoenix, AZ and Mesa, Arizona....